Learn more about how Visa works with Apple Pay

Upgrade the way you accept payments.

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Take your payments into the future

Learn about the benefits of accepting Visa on Apple Pay.

Get started with Apple Pay

How it works

Apple Pay gives your customers a simple, secure way to pay on the go.

Convenient and safe for customers

Make it easier for customers pay the way they choose.

No additional transaction fees

Get started with Apple Pay without any transaction fees.

Easy & secure acceptance

All you need is a contactless point of sale terminal and a participating payment provider.

Compliant with EMV standards

Apple Pay transactions use Visa Token Service and comply with October 2015 liability shift requirements.

A simple, secure way to pay with your mobile device

Customers can pay with confidence anywhere Apple Pay is accepted. They can use their fingerprint or passcode to confirm payment within apps on their iPhone 6, iPhone 6 Plus, iPhone 6s, iPad Air 2, iPad mini 3, iPad mini 4, and iPad PRO to complete purchases protected by innovative Visa technology.

More stores every day

Apple Pay lets customers use their iPhone 6, iPhone 6 Plus, iPhone 6s and Apple Watch to pay at more than 1 million stores, including select store apps.

See which stores accept Apple Pay

Participating banks

Visa cards is working with hundreds of financial institutions to bring Apple Pay to Visa cardholders.

1st Advantage Federal Credit Union
1st Financial Federal Credit Union
1st United Services Credit Union
A+ Federal Credit Union
Achieva Credit Union
Acme Federal Credit Union
Advia Credit Union
Affinity Bank
Affinity Federal Credit Union
Affinity Plus Federal Credit Union
Alaska USA Federal Credit Union
Alcoa Pittsburgh Federal Credit Union
Align Credit Union
Allegacy Federal Credit Union
Alliant Credit Union
Alpine Bank & Trust Co
Alpine Credit Union
AltaOne Federal Credit Union
Alternatives Federal Credit Union
Altier Credit Union
Altra Federal Credit Union
Amarillo National Bank
Amegy Bank National Association
America First Federal Credit Union
American 1 Credit Union
American Airlines Federal Credit Union
American Bank and Trust Company
American Chartered Bank
American National Bank and Trust Company
American Savings Bank
American Trust & Savings Bank
American United Federal Credit Union
America's Christian Credit Union
America's Credit Union
AmeriCU Credit Union
Ameriserv Financial Bank
Andrews Federal Credit Union
Anheuser-Busch Employees’ Credit Union
APCO Employees Credit Union
Apple Federal Credit Union
Arizona Federal Credit Union
Arlington Community First Credit Union
Artisans' Bank
Arvest Bank
Ashland Credit Union
Associated Credit Union
Atlantic Regional Federal Credit Union
Augusta Metro Federal Credit Union
Austin Telco Federal Credit Union
Bank of America
Bank of American Fork
Bank of Bourbonnais
Bank of Colorado
Bank of Commerce
Bank of Eastman
Bank of Hawaii
Bank of Idaho
Bank of Marin
Bank of Montgomery
Bank of Oklahoma
Bank of Rantoul
Bank of Springfield
Bank of the Ozarks
Bank of the Pacific
Bank of Utah
Bankers Trust Company
BankFirst
BankFive
Bank-Fund Staff Federal Credit Union
BankIowa
BankPlus
Barclaycard
Baton Rouge Telco Federal Credit Union
Baxter Credit Union
Bay Area Credit Union
BB&T
BBVA Compass Bank
Bellco Credit Union
Bellwether Community Credit Union
Benchmark Federal Credit Union
BHCU
Black Hills Federal Credit Union
Blackhawk Community Credit Union
BMI Federal Credit Union
BNA Bank
Boeing Employees' Credit Union
BofI Federal Bank
Box Elder County Federal Credit Union
Broadway National Bank
California Bank & Trust
California Coast Credit Union
Camden National Bank
Campus USA Credit Union
Canton School Employees Federal Credit Union
CapCom Credit Union
Capital Area Federal Credit Union
Capital City Bank
Capital Educators Federal Credit Union
Capital One
Capitol Federal Savings Bank
Cardinal Bank
Cardinal Community Credit Union
Carson Bank
Case Credit Union
Catholic & Community Credit Union
Catholic Federal Credit Union
Centier Bank
Centra Credit Union
Central Florida Educators Federal Credit Union
Central Minnesota Credit Union
Central National Bank
Central State Bank
CFCU Community Credit Union
Changing Seasons Federal Credit Union
Charles Schwab Bank
Charlotte Metro Federal Credit Union
Charter Oak Federal Credit Union
Chase
Christian Community Credit Union
Chrome Federal Credit Union
Cincinnati Ohio Police Federal Credit Union
Citi Bank
Citizens and Farmers Bank
Citizens Bank
Citizens Bank & Trust Company
Citizens Bank of Clovis
Citizens Bank of Edmond
Citizens Bank of Washington County
Citizens National Bank
City Employees Credit Union
City National Bank
Citywide Banks
Clear Mountain Bank
Clearview Federal Credit Union
CME Federal Credit Union
Coast Line Credit Union
Coastal Credit Union
CoastHills Credit Union
Coastline Federal Credit Union
Columbia State Bank
Comenity Capital Bank
Commerce Bank
Commercial Banking Company
CommonWealth Credit Union
Commonwealth One Federal Credit Union
Community & Southern Bank
Community America Credit Union
Community Bank
Community Bank & Trust, Waco TX
Community Bank NA
Community Choice Credit Union
Community First Credit Union
Community First Credit Union of Florida
Community State Bank
Connex Credit Union
Consumers Cooperative Credit Union - Illinois
CoreFirst Bank & Trust
Cornerstone Bank
Corning Credit Union
Corporate America Family Credit Union
Coulee Dam Federal Credit Union
cPort Credit Union
Credit One Bank
Credit Union 1
Credit Union of America
Credit Union of Southern California
Cross Keys Bank
Customers Bank
Cyprus Federal Credit Union
D.L. Evans Bank
Damascus Community Bank
Dane County Credit Union
Decatur Earthmover Credit Union
Del Norte Credit Union
Del One Federal Credit Union
Denison Bank
Denver Community Credit Union
Denver Fire Department Federal Credit Union
Deseret First Federal Credit Union
Desert Schools Federal Credit Union
DFCU Financial
Diablo Valley Federal Credit Union
Digital Federal Credit Union
Directions Credit Union
Dominion Credit Union
Dupaco Community Credit Union
DuPage Credit Union
DuPont Community Credit Union
Dutch Point Credit Union
Dutrac Community Credit Union
E Federal Credit Union
E*Trade Bank
Eagle Federal Credit Union
East Wisconsin Savings Bank
Eastman Credit Union
Eaton Family Credit Union
Education First Credit Union
Education Plus Credit Union
Educational Community Credit Union
Educational Employees Credit Union
Educational Systems Federal Credit Union
Educators Credit Union
Electrical Federal Credit Union
Electro Savings Credit Union
Elements Financial Federal Credit Union
Ent Federal Credit Union
Envision Credit Union
ESL Federal Credit Union
Evansville Teachers Federal Credit Union
EverBank
Evergreen Credit Union
F & A Federal Credit Union
F&M Bank
Fairfax County Federal Credit Union
Fairwinds Credit Union
Farmers & Merchants Bank of Long Beach
Farmers State Bank
Federal Savings Bank
FedEx Employees Credit Association
Fidelity Bank
Financial Center First Credit Union
First Atlantic Federal Credit Union
First Bank & Trust Company
First Bank of Colorado
First Bank of Dalton
First Bank of Newton
First Bankcard
First Citizens Bank
First City Credit Union
First Clover Bank
First Command Bank
First Commerce Credit Union
First Community Bank
First Community Credit Union
First Credit Union
First Entertainment Credit Union
First Federal Bank of the Midwest

First Federal Savings and Loan Association
First Federal Savings Bank of Twin Falls
First Fidelity Bank N.A.
First Financial Bank
First Financial Credit Union
First Florida Credit Union
First Kentucky Bank
First National Bank
First National Bank & Trust Co
First National Bank and Trust
First National Bank of McGregor
First National Bank of Oklahoma
First National Bank of Pennsylvania
First Nations Bank
First Northern Credit Union
First Piedmont Federal Savings and Loan Association of Gaffney
First Premier Bank
First Republic Bank
First South Financial Credit Union
First State Bank Nebraska
First State Bank of Arcadia
First State Bank of Colorado
First State Bank of Middlebury
First Technology Federal Credit Union
First Tennessee Bank National Association
First United Bank
Fleur De Lis Federal Credit Union
Flint Area School Employees Credit Union
Florence Savings Bank
Florida Credit Union
FNB Bank, N.A.
FNB Community Bank
Fort Worth City Credit Union
Founders Federal Credit Union
Fox Communities Credit Union
Freedom Credit Union
Fremont Bank
Fulton Bank of New Jersey
Fulton Bank, NA
Generations Federal Credit Union
Genisys Credit Union
Georgia United Credit Union
German American Bancorp
Gesa Credit Union
Glass City Federal Credit Union
Global Credit Union
Golden 1 Credit Union
Goldenwest Federal Credit Union
Granite Federal Credit Union
Great Basin Federal Credit Union
Great Lakes Credit Union
Greater Iowa Credit Union
Greater Kinston Credit Union
Greater Nevada Credit Union
Greater Texas Federal Credit Union
Greenwood Credit Union
Grow Financial Credit Union
GTE Federal Credit Union
Guaranty Bank and Trust Company
Guaranty Bond Bank
Gulf Coast Educators Federal Credit Union
Gulf Winds Federal Credit Union
Hapo Community Credit Union
HarborOne Bank
Hawaii State Federal Credit Union
Healthcare Systems Federal Credit Union
Heartland Bank
Heartland Bank & Trust Company
Hercules Credit Union
Heritage Family Federal Credit Union
HFS Federal Credit Union
Hills Bank and Trust Company
Hilltop National Bank
Hiway Federal Credit Union
Home City Federal Savings Bank
Homeland Credit Union
Hometown Bank
Hondo National Bank
Hoosier Hills Credit Union
Horizon Bank
Houston Texas Fire Fighters Federal Credit Union
Hudson River Community Credit Union
Hudson Valley Federal Credit Union
Hughes Federal Credit Union
IBERIABANK
IBM Southeast Employees' Federal Credit Union
Idaho Central Credit Union
Idaho Independent Bank
Ideal Credit Union
IH Credit Union
Illinois National Bank
Illinois State Police Federal Credit Union
Impact Bank
Indiana Members Credit Union
INOVA Federal Credit Union
Inspirus Credit Union
Institution for Savings
International Finance Bank
INTRUST Bank
iQ Credit Union
Iroquois Federal
Isabella Community Credit Union
Jax Federal Credit Union
Jeanne D'Arc Credit Union
John Hopkins Federal Credit Union
Johnson Bank
Johnson City Bank
Jordan Federal Credit Union
JSC Federal Credit Union
Justice Federal Credit Union
K V Federal Credit Union
KCT Credit Union
Keesler Federal Credit Union
Kekaha Federal Credit Union
Kemba Credit Union
KEMBA Financial Credit Union
Kern Federal Credit Union
Kern Schools Federal Credit Union
KeyPoint Credit Union
Kinetic Credit Union
Kirtland Federal Credit Union
Lafayette Ambassador Bank
Lake City Bank
Lake Michigan Credit Union
Land of Lincoln Credit Union
Landmark Bank
Landmark Credit Union
Langley Federal Credit Union
Laramie Plains Federal Credit Union
LaTerre Federal Credit Union
Latino Community Credit Union
LBS Financial Credit Union
Leader Bank, N.A.
Leaders Credit Union
Legend Bank, N.A.
Leominster Credit Union
Lewiston State Bank
Lexington Postal Credit Union
Leyden Credit Union
LGE Community Credit Union
Liberty Savings Bank
Linn Area Credit Union
Listerhill Credit Union
Local Government Federal Credit Union
Los Angeles Federal Credit Union
Los Angeles Police Federal Credit Union
M&T Bank
Machias Savings Bank
Magnolia Federal Credit Union
Maine Family Federal Credit Union
Maine Savings Federal Credit Union
MainStreet Bank
Marion State Bank
Marshall Community Credit Union
Martin Federal Credit Union
MAX Credit Union
Mayo Employees Federal Credit Union
McCoy Federal Credit Union
McGraw-Hill Federal Credit Union
Meadows Credit Union
MECU
Meijer Credit Union
Members 1st Federal Credit Union
Members First Community Credit Union
Members First Credit Union
Members First Credit Union of Florida
Mercantile Bank
Mercantile Bank of Michigan
Merco Credit Union
Meridian Trust Federal Credit Union
Meritrust Credit Union
Metro Employees Credit Union
Metro Health Services Federal Credit Union
Miami Postal Service Credit Union
Michigan State University Federal Credit Union
Midcoast Federal Credit Union
MidFirst Bank
MIDFLORIDA Credit Union
MidSouth Bank NA
Mississippi Federal Credit Union
Missoula Federal Credit Union
Missouri Credit Union
MIT Federal Credit Union
mobank
Mocse Credit Union
Montgomery Bank NA
Montgomery Country Employees Federal Credit Union
Monticello Banking Company
Mountain America Credit Union
MountainOne Bank
Municipal Credit Union
Municipal Employees Credit Union of Oklahoma City
MVB Bank Inc.
NASA Federal Credit Union
National Bank of Arizona
National Institutes of Health
National Institutes of Health Federal Credit Union
National Penn Bank
Navigant Credit Union
Navy Federal Credit Union
NB&T
NBT Bank, National Association
Nebo Credit Union
Neighbors Credit Union
Neighbors Federal Credit Union
Nevada State Bank
New England Federal Credit Union
New Horizon Federal Credit Union
Newaygo County Service Employees Credit Union
NorState Federal Credit Union
North State Bank
NorthCountry Federal Credit Union
Northeast Credit Union
Northern Bank & Trust Company
Northfield Bank
Northrop Grumman Federal Credit Union
Northwest Federal Credit Union
NuMark Credit Union
Numerica Credit Union
Nusenda Federal Credit Union
Nutmeg State Federal Credit Union
NW Preferred Federal Credit Union
Nymeo Credit Union
Oak Trust Credit Union
OAS Staff Federal Credit Union
OceanFirst Bank
Oceans Communities Federal Credit Union
Ohio Valley Bank
Oklahoma Central Credit Union
Old National Bank
OMNI Community Credit Union
One Bank & Trust
OnPoint Community Credit Union
Ontario-Montclair School Employees Federal Credit Union
ORNL Federal Credit Union
OU Federal Credit Union

OUR Credit Union
Owen County State Bank
Pacific Marine Credit Union
Pacific NW Federal Credit Union
Pacific Service Credit Union
Palmetto Citizens Federal Credit Union
Parsons Federal Credit Union
Partners 1st Federal Credit Union
Partners Federal Credit Union
Partnership Financial Credit Union
Patelco Credit Union
Pen Air Federal Credit Union
PenFed (Pentagon Federal Credit Union)
Penn Liberty Bank
Peoples Bank
People's Trust Federal Credit Union
PeoplesBank
PeoplesChoice Credit Union
Perfect Circle Credit Union
Pima Federal Credit Union
Pinnacle Bank
Pinnacle Bank Sioux City
Pinnacle Bank Texas
Pinnacle Bank Wyoming
Pittsford Federal Credit Union
Planters Bank & Trust Company
Platinum Bank
PNC Bank
Point Loma Credit Union
Point West Credit Union
Police and Fire Federal Credit Union
Polish & Slavic Federal Credit Union
Power Financial Credit Union
Premier America Credit Union
Premier Community Bank
Premier Federal Credit Union
Premier Members Federal Credit Union
PremierOne Credit Union
Prestige Community Credit Union
Prosperity Bank
Provident Credit Union
Publix Employees Federal Credit Union
Purdue Federal Credit Union
PyraMax Bank
Quail Creek Bank
Quest Federal Credit Union
Railroad & Industrial Federal Credit Union
RBC Bank (Georgia) National Association
Red Crown Federal Credit Union
Red Rocks Credit Union
Redwood Credit Union
Regions Bank
Reliant Federal Credit Union
RIA Federal Credit Union
Rivermark Community Credit Union
Robins Federal Credit Union
Royal Credit Union
SAC Federal Credit Union
Sacramento Credit Union
SAFE Credit Union
Saginaw Medical Federal Credit Union
Salem Five Cents Savings Bank
San Antonio Federal Credit Union
San Diego County Credit Union
San Francisco Federal Credit Union
San Francisco Fire Credit Union
San Mateo Credit Union
Savings Bank of Danbury
Sb1 Federal Credit Union
SCE Federal Credit Union
Schools Financial Credit Union
SchoolsFirst Federal Credit Union
Scient Federal Credit Union
Seaboard Federal Credit Union
Seacoast Bank
SECNY Federal Credit Union
Section 705 Federal Credit Union
SECU of Maryland
Secured Advantage Federal Credit Union
Semiconductor of Maine Federal Credit Union
Service 1st Federal Credit Union
Service Credit Union
SESLOC Federal Credit Union
Settlers Federal Credit Union
ShareFax Credit Union
Signature Federal Credit Union
Sikorsky Federal Credit Union
Simmons First National Bank
Simple
SIU Credit Union
SkyOne Federal Credit Union
Solarity Credit Union
Solidarity Community Federal Credit Union
South State Bank
Southern States Bank
Southwest 66 Credit Union
Southwest Financial Federal Credit Union
Spire Credit Union
Spokane Teachers Credit Union
SRP Federal Credit Union
Staley Credit Union
Stanford Federal Credit Union
Star One Credit Union
Star USA Federal Credit Union
State Bank of Southern Utah
State Department Federal Credit Union
State Employees Credit Union
Statewide First Credit Union
Sterling Federal Bank
Stockman Bank of Montana
StonehamBank
SUMA Federal Credit Union
Summit Credit Union
Suncoast Credit Union
SunTrust Bank
SunWest Educational Credit Union
Sussex County Federal Credit Union
Swineford National Bank
Synchrony Bank
Synovus Bank
Tampa Bay Federal Credit Union
TCF National Bank
TD Bank
Teachers Credit Union
Team One Credit Union
Technicolor Federal Credit Union
Technology Credit Union
Telhio Credit Union
Tennessee Valley Federal Credit Union
Texas Bank and Trust Company
Texas Capital Bank, NA
Texas DOW Employees Credit Union
The Bancorp Bank
The Bank
The Bank of Commerce
The Bank of Greene County
The Cape Cod Five Cents Savings Bank
The Columbia Bank
The Evangeline Bank and Trust Company
The First National Bank in Sioux Falls
The First National Bank of Granbury
The First National Bank of Mount Dora
The First National Bank of Trenton
The Focus Federal Credit Union
The National Bank of Indianapolis
The Northern Trust Company
The Paducah Bank and Trust Company
The Park Bank
The Summit Federal Credit Union
Thomaston Savings Bank
TIB - The Independent BankersBank
Tinker Federal Credit Union
Town and Country Bank
Town Square Bank
Transportation Federal Credit Union
Transwest Credit Union
Tri City National Bank
Tri County Area Federal Credit Union
Trona Valley Community Federal Credit Union
True North Federal Credit Union
Truity Federal Credit Union
TruMark Financial Credit Union
Trupoint Bank
TruWest Credit Union
TTCU The Credit Union
Tucson Federal Credit Union
TwinStar Credit Union
UBS Bank USA
UMassFive College Federal Credit Union
UMB Bank
Ume Federal Credit Union
Umpqua Bank
UniBank for Savings
Union Bank
Union Bank and Trust
United Bank
United Equity Credit Union
United Federal Credit Union
United Nations Federal Credit Union
United Savings Credit Union
University Federal Credit Union
University First Federal Credit Union
University of Kentucky
University of Wisconsin Credit Union
Upper Peninsula State Bank
US Bank
US Community Bank
US Federal Credit Union
USAA
USAlliance Federal Credit Union
USF Federal Credit Union
Utah Community Federal Credit Union
Utah First Federal Credit Union
Utah Power Credit Union
Uwharrie Bank
Valliance Bank
Valor Credit Union
Vantage Credit Union
Vantage West Credit Union
Vectra Bank Colorado
Velocity Community Federal Credit Union
Veridian Credit Union
Vermont Federal Credit Union
Vermont State Employees Credit Union
Vinton County National Bank
Vision Bank
VisionBank
VyStar Credit Union
Wanigas Credit Union
Washington State Employees Credit Union
Washington Trust Bank
Wauchula State Bank
Waukesha State Bank
Wayne Bank
Wells Fargo Bank
Weokie Credit Union
Wescom Central Credit Union
West Central Bank
West Plains Bank and Trust Company
Western Federal Credit Union
Western Rockies Federal Credit Union
Westerra Credit Union
Westmark Credit Union
Whatcom Educational Credit Union
Whitney Bank
Wings Financial Credit Union
Winslow Community Federal Credit Union
Winthrop Area Federal Credit Union
Wood & Huston Bank
World's Foremost Bank
Wright Patman Congressional Federal Credit Union
WSFS Bank
Xceed Financial Federal Credit Union
Y-12 Federal Credit Union
York County Federal Credit Union
Zeal Credit Union
Zions First National Bank

Q + A

See the answers to frequently asked questions.

: Accepting Apple Pay will require you to have a contactless payment-capable point of sale terminal. If you do, contact your payment provider to see if they accept Apple Pay.
: Apple Pay payments made in store are considered card present transactions, while payments made using Apple Pay in-app are considered card not present.
: To process returns, use the Device Account Number to find the purchase and process the return. Ask the customer to provide the last four or five digits of the Device Account Number by going to Passbook, tapping the relevant card, and tapping the "i" on the lower-right hand corner of the display.

Customers may also hold a device enabled for Apple Pay near the card reader, select the card used in the original purchase, and authorize the return using Touch ID or their device passcode.

Start accepting Apple Pay today

Expand your payment options.

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